{"id":17196,"date":"2025-10-08T21:37:03","date_gmt":"2025-10-08T18:07:03","guid":{"rendered":"https:\/\/wikishop.co\/mag\/?p=17196"},"modified":"2025-12-06T13:46:52","modified_gmt":"2025-12-06T10:16:52","slug":"comparison-of-car-loans-from-mellat-saman-saderat-and-melli-banks-in-1404","status":"publish","type":"post","link":"https:\/\/wikishop.co\/mag\/comparison-of-car-loans-from-mellat-saman-saderat-and-melli-banks-in-1404\/","title":{"rendered":"\u0645\u0642\u0627\u06cc\u0633\u0647 \u0648\u0627\u0645 \u062e\u0648\u062f\u0631\u0648 \u0628\u0627\u0646\u06a9\u200c \u0647\u0627\u06cc \u0645\u0644\u062a\u060c \u0633\u0627\u0645\u0627\u0646\u060c \u0635\u0627\u062f\u0631\u0627\u062a \u0648 \u0645\u0644\u06cc \u062f\u0631 \u0633\u0627\u0644 \u06f1\u06f4\u06f0\u06f4"},"content":{"rendered":"<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">\u0627\u0641\u0632\u0627\u06cc\u0634 \u0634\u062f\u06cc\u062f <a href=\"https:\/\/wikishop.co\/car-price\">\u0642\u06cc\u0645\u062a \u062e\u0648\u062f\u0631\u0648<\/a> \u062f\u0631 \u0633\u0627\u0644 \u06f1\u06f4\u06f0\u06f4 \u0628\u0627\u0639\u062b \u0634\u062f\u0647 \u0648\u0627\u0645\u200c\u0647\u0627\u06cc \u0633\u0646\u062a\u06cc \u06a9\u0647 \u0633\u0627\u0644\u200c\u0647\u0627 \u0628\u0627 \u0633\u0642\u0641 \u06f7\u06f0 \u062a\u0627 \u06f1\u06f0\u06f0 \u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0648\u0645\u0627\u0646 \u067e\u0631\u062f\u0627\u062e\u062a \u0645\u06cc\u200c\u0634\u062f\u0646\u062f\u060c \u062f\u06cc\u06af\u0631 \u0647\u06cc\u0686 \u06a9\u0627\u0631\u0627\u06cc\u06cc \u0646\u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u0646\u062f. \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u0645\u062a\u0642\u0627\u0636\u06cc\u0627\u0646 \u062d\u062a\u06cc \u0628\u0627 \u0627\u06cc\u0646 \u0645\u0628\u0627\u0644\u063a \u0646\u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u0646\u062f \u0628\u062e\u0634\u06cc \u0627\u0632 \u0647\u0632\u06cc\u0646\u0647 \u06cc\u06a9 \u062e\u0648\u062f\u0631\u0648\u06cc \u062f\u0627\u062e\u0644\u06cc \u0631\u0627 \u067e\u0648\u0634\u0634 \u062f\u0647\u0646\u062f\u060c \u0686\u0647 \u0628\u0631\u0633\u062f \u0628\u0647 \u062e\u0648\u062f\u0631\u0648\u0647\u0627\u06cc \u0645\u0648\u0646\u062a\u0627\u0698\u06cc \u06cc\u0627 \u0646\u06cc\u0645\u0647\u200c\u0648\u0627\u0631\u062f\u0627\u062a\u06cc.<\/span><\/p><div id=\"ez-toc-container\" class=\"ez-toc-v2_0_80 ez-toc-wrap-right counter-hierarchy ez-toc-counter-rtl ez-toc-grey ez-toc-container-direction\">\n<div class=\"ez-toc-title-container\">\n<p class=\"ez-toc-title\" style=\"cursor:inherit\">\u062c\u062f\u0648\u0644 \u0645\u062d\u062a\u0648\u0627<\/p>\n<span class=\"ez-toc-title-toggle\"><a href=\"#\" class=\"ez-toc-pull-right ez-toc-btn ez-toc-btn-xs ez-toc-btn-default ez-toc-toggle\" aria-label=\"Toggle Table of Content\"><span class=\"ez-toc-js-icon-con\"><span class=\"\"><span class=\"eztoc-hide\" style=\"display:none;\">Toggle<\/span><span class=\"ez-toc-icon-toggle-span\"><svg style=\"fill: #999;color:#999\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" class=\"list-377408\" width=\"20px\" height=\"20px\" viewBox=\"0 0 24 24\" fill=\"none\"><path d=\"M6 6H4v2h2V6zm14 0H8v2h12V6zM4 11h2v2H4v-2zm16 0H8v2h12v-2zM4 16h2v2H4v-2zm16 0H8v2h12v-2z\" fill=\"currentColor\"><\/path><\/svg><svg style=\"fill: #999;color:#999\" class=\"arrow-unsorted-368013\" xmlns=\"http:\/\/www.w3.org\/2000\/svg\" width=\"10px\" height=\"10px\" viewBox=\"0 0 24 24\" version=\"1.2\" baseProfile=\"tiny\"><path d=\"M18.2 9.3l-6.2-6.3-6.2 6.3c-.2.2-.3.4-.3.7s.1.5.3.7c.2.2.4.3.7.3h11c.3 0 .5-.1.7-.3.2-.2.3-.5.3-.7s-.1-.5-.3-.7zM5.8 14.7l6.2 6.3 6.2-6.3c.2-.2.3-.5.3-.7s-.1-.5-.3-.7c-.2-.2-.4-.3-.7-.3h-11c-.3 0-.5.1-.7.3-.2.2-.3.5-.3.7s.1.5.3.7z\"\/><\/svg><\/span><\/span><\/span><\/a><\/span><\/div>\n<nav><ul class='ez-toc-list ez-toc-list-level-1 ' ><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-1\" href=\"https:\/\/wikishop.co\/mag\/comparison-of-car-loans-from-mellat-saman-saderat-and-melli-banks-in-1404\/#%DA%86%D8%B1%D8%A7_%D8%AF%D8%B1_%D8%B3%D8%A7%DB%8C%D8%AA_%D8%A8%D8%A7%D9%86%DA%A9%E2%80%8C%D9%87%D8%A7_%D9%88%D8%A7%D9%85_%D8%AE%D9%88%D8%AF%D8%B1%D9%88_%D9%BE%DB%8C%D8%AF%D8%A7_%D9%86%D9%85%DB%8C%E2%80%8C%DA%A9%D9%86%DB%8C%D8%AF%D8%9F\" >\u0686\u0631\u0627 \u062f\u0631 \u0633\u0627\u06cc\u062a \u0628\u0627\u0646\u06a9\u200c\u0647\u0627 \u0648\u0627\u0645 \u062e\u0648\u062f\u0631\u0648 \u067e\u06cc\u062f\u0627 \u0646\u0645\u06cc\u200c\u06a9\u0646\u06cc\u062f\u061f<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-2\" href=\"https:\/\/wikishop.co\/mag\/comparison-of-car-loans-from-mellat-saman-saderat-and-melli-banks-in-1404\/#%D8%B7%D8%B1%D8%AD%E2%80%8C%D9%87%D8%A7%DB%8C_%D8%A7%D8%B9%D8%AA%D8%A8%D8%A7%D8%B1%DB%8C_%D8%B9%D9%85%D9%88%D9%85%DB%8C_%D8%A8%D8%A7%D9%86%DA%A9%E2%80%8C%D9%87%D8%A7_%D8%AF%D8%B1_%D8%B3%D8%A7%D9%84_%DB%B1%DB%B4%DB%B0%DB%B4\" >\u0637\u0631\u062d\u200c\u0647\u0627\u06cc \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0639\u0645\u0648\u0645\u06cc \u0628\u0627\u0646\u06a9\u200c\u0647\u0627 \u062f\u0631 \u0633\u0627\u0644 \u06f1\u06f4\u06f0\u06f4<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-3\" href=\"https:\/\/wikishop.co\/mag\/comparison-of-car-loans-from-mellat-saman-saderat-and-melli-banks-in-1404\/#%D9%85%D8%B4%DA%A9%D9%84%D8%A7%D8%AA_%D8%A7%D8%B5%D9%84%DB%8C_%D8%AF%D8%B1%DB%8C%D8%A7%D9%81%D8%AA_%D9%88%D8%A7%D9%85_%D8%A7%D8%B2_%D8%A8%D8%A7%D9%86%DA%A9%E2%80%8C%D9%87%D8%A7\" >\u0645\u0634\u06a9\u0644\u0627\u062a \u0627\u0635\u0644\u06cc \u062f\u0631\u06cc\u0627\u0641\u062a \u0648\u0627\u0645 \u0627\u0632 \u0628\u0627\u0646\u06a9\u200c\u0647\u0627<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-4\" href=\"https:\/\/wikishop.co\/mag\/comparison-of-car-loans-from-mellat-saman-saderat-and-melli-banks-in-1404\/#%D9%88%DB%8C%DA%A9%DB%8C%E2%80%8C%D8%B4%D8%A7%D9%BE%D8%9B_%D8%A7%D9%88%D9%84%DB%8C%D9%86_%D9%84%D9%86%D8%AF%D8%AA%DA%A9_%D8%AA%D8%AE%D8%B5%D8%B5%DB%8C_%D8%AE%D9%88%D8%AF%D8%B1%D9%88_%D8%AF%D8%B1_%D8%A7%DB%8C%D8%B1%D8%A7%D9%86\" >\u0648\u06cc\u06a9\u06cc\u200c\u0634\u0627\u067e\u061b \u0627\u0648\u0644\u06cc\u0646 \u0644\u0646\u062f\u062a\u06a9 \u062a\u062e\u0635\u0635\u06cc \u062e\u0648\u062f\u0631\u0648 \u062f\u0631 \u0627\u06cc\u0631\u0627\u0646<\/a><\/li><li class='ez-toc-page-1 ez-toc-heading-level-2'><a class=\"ez-toc-link ez-toc-heading-5\" href=\"https:\/\/wikishop.co\/mag\/comparison-of-car-loans-from-mellat-saman-saderat-and-melli-banks-in-1404\/#%D8%B3%D9%88%D8%A7%D9%84%D8%A7%D8%AA_%D9%85%D8%AA%D8%AF%D8%A7%D9%88%D9%84\" >\u0633\u0648\u0627\u0644\u0627\u062a \u0645\u062a\u062f\u0627\u0648\u0644<\/a><\/li><\/ul><\/nav><\/div>\n\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\"> \u0647\u0645\u06cc\u0646 \u0645\u0648\u0636\u0648\u0639 \u0628\u0627\u0639\u062b \u0634\u062f\u0647 \u062a\u0648\u062c\u0647\u200c\u0647\u0627 \u0628\u0647 \u0633\u0645\u062a \u0637\u0631\u062d\u200c\u0647\u0627\u06cc \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u062c\u062f\u06cc\u062f \u0628\u0627\u0646\u06a9\u200c\u0647\u0627 \u0628\u0631\u0648\u062f\u061b \u0637\u0631\u062d\u200c\u0647\u0627\u06cc\u06cc \u06a9\u0647 \u062f\u0631 \u0627\u0635\u0644 \u0628\u0631\u0627\u06cc \u062e\u0631\u06cc\u062f \u06a9\u0627\u0644\u0627 \u06cc\u0627 \u0631\u0641\u0639 \u0646\u06cc\u0627\u0632\u0647\u0627\u06cc \u0639\u0645\u0648\u0645\u06cc \u0637\u0631\u0627\u062d\u06cc \u0634\u062f\u0647\u200c\u0627\u0646\u062f\u060c \u0627\u0645\u0627 \u06a9\u0627\u0631\u0628\u0631\u0627\u0646 \u0627\u0645\u06cc\u062f\u0648\u0627\u0631\u0646\u062f \u0628\u062a\u0648\u0627\u0646\u0646\u062f \u0622\u0646\u200c\u0647\u0627 \u0631\u0627 \u0628\u0631\u0627\u06cc \u062e\u0631\u06cc\u062f \u062e\u0648\u062f\u0631\u0648 \u0646\u06cc\u0632 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u06a9\u0646\u0646\u062f. \u067e\u0631\u0633\u0634 \u06a9\u0644\u06cc\u062f\u06cc \u0627\u06cc\u0646 \u0627\u0633\u062a \u06a9\u0647 \u0622\u06cc\u0627 \u062f\u0631 \u0633\u0627\u06cc\u062a\u200c\u0647\u0627\u06cc \u0631\u0633\u0645\u06cc \u0628\u0627\u0646\u06a9\u200c\u0647\u0627 \u0648\u0627\u0642\u0639\u0627\u064b \u0645\u062d\u0635\u0648\u0644\u06cc \u0628\u0647 \u0646\u0627\u0645 \u00ab<a href=\"https:\/\/wikishop.co\/installment-car-sales\">\u0648\u0627\u0645 \u062e\u0648\u062f\u0631\u0648<\/a>\u00bb \u0648\u062c\u0648\u062f \u062f\u0627\u0631\u062f \u06cc\u0627 \u062e\u06cc\u0631.<\/span><\/p>\n<p><strong>\u067e\u06cc\u0634\u0646\u0647\u0627\u062f \u06a9\u0627\u0631\u0628\u0631\u0627\u0646:<\/strong><\/p>\n<p><strong><a href=\"https:\/\/wikishop.co\/mag\/comparing-car-loans-from-banks-and-leasing-companies\/\">\u0645\u0642\u0627\u06cc\u0633\u0647 \u062f\u0631\u06cc\u0627\u0641\u062a \u0648\u0627\u0645 \u062e\u0648\u062f\u0631\u0648 \u0627\u0632 \u0628\u0627\u0646\u06a9 \u0648 \u0634\u0631\u06a9\u062a\u200c \u0647\u0627\u06cc \u0644\u06cc\u0632\u06cc\u0646\u06af<\/a><\/strong><\/p>\n<p><a href=\"https:\/\/wikishop.co\/mag\/car-title-loan-without-guarantor\/\"><strong>\u0648\u0627\u0645 \u0628\u0627 \u0633\u0646\u062f \u062e\u0648\u062f\u0631\u0648 \u0628\u062f\u0648\u0646 \u0636\u0627\u0645\u0646<\/strong><\/a><\/p>\n<p><a href=\"https:\/\/wikishop.co\/mag\/complete-guide-to-the-mothers-plan-car-loan-in-1404\/\"><strong>\u0631\u0627\u0647\u0646\u0645\u0627\u06cc \u0648\u0627\u0645 \u062e\u0648\u062f\u0631\u0648 \u00ab\u0637\u0631\u062d \u0645\u0627\u062f\u0631\u0627\u0646\u00bb<\/strong><\/a><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"%DA%86%D8%B1%D8%A7_%D8%AF%D8%B1_%D8%B3%D8%A7%DB%8C%D8%AA_%D8%A8%D8%A7%D9%86%DA%A9%E2%80%8C%D9%87%D8%A7_%D9%88%D8%A7%D9%85_%D8%AE%D9%88%D8%AF%D8%B1%D9%88_%D9%BE%DB%8C%D8%AF%D8%A7_%D9%86%D9%85%DB%8C%E2%80%8C%DA%A9%D9%86%DB%8C%D8%AF%D8%9F\"><\/span><span style=\"font-size: 14pt;\"><strong>\u0686\u0631\u0627 \u062f\u0631 \u0633\u0627\u06cc\u062a \u0628\u0627\u0646\u06a9\u200c\u0647\u0627 \u0648\u0627\u0645 \u062e\u0648\u062f\u0631\u0648 \u067e\u06cc\u062f\u0627 \u0646\u0645\u06cc\u200c\u06a9\u0646\u06cc\u062f\u061f<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">\u0648\u0642\u062a\u06cc \u0628\u0647 \u0648\u0628\u200c\u0633\u0627\u06cc\u062a\u200c\u0647\u0627\u06cc \u0631\u0633\u0645\u06cc \u0628\u0627\u0646\u06a9\u200c\u0647\u0627\u06cc \u0645\u0644\u06cc\u060c \u0645\u0644\u062a\u060c \u0633\u0627\u0645\u0627\u0646 \u0648 \u0635\u0627\u062f\u0631\u0627\u062a \u0645\u0631\u0627\u062c\u0639\u0647 \u0645\u06cc\u200c\u06a9\u0646\u06cc\u0645\u060c \u0647\u06cc\u0686 \u0645\u062d\u0635\u0648\u0644\u06cc \u0628\u0627 \u0639\u0646\u0648\u0627\u0646 \u00ab\u0648\u0627\u0645 \u062e\u0648\u062f\u0631\u0648\u00bb \u0628\u0647 \u0634\u06a9\u0644 \u062a\u062e\u0635\u0635\u06cc \u0645\u0634\u0627\u0647\u062f\u0647 \u0646\u0645\u06cc\u200c\u0634\u0648\u062f. \u0622\u0646\u0686\u0647 \u0628\u06cc\u0634\u062a\u0631 \u0645\u0639\u0631\u0641\u06cc \u0645\u06cc\u200c\u0634\u0648\u062f\u060c \u0637\u0631\u062d\u200c\u0647\u0627\u06cc \u0639\u0645\u0648\u0645\u06cc \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0633\u0642\u0641 \u0622\u0646\u200c\u0647\u0627 \u0628\u0627\u0644\u0627\u062a\u0631 \u0627\u0632 \u0648\u0627\u0645\u200c\u0647\u0627\u06cc \u0633\u0646\u062a\u06cc \u0627\u0633\u062a \u0648 \u0628\u0627 \u062a\u0648\u062c\u0647 \u0628\u0647 \u0634\u0631\u0627\u06cc\u0637 \u0645\u062a\u0642\u0627\u0636\u06cc\u060c \u0627\u0645\u06a9\u0627\u0646 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0628\u0631\u0627\u06cc \u062e\u0631\u06cc\u062f \u062e\u0648\u062f\u0631\u0648 \u0631\u0627 \u0647\u0645 \u0641\u0631\u0627\u0647\u0645 \u0645\u06cc\u200c\u06a9\u0646\u0646\u062f.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\"> \u0627\u06cc\u0646 \u06cc\u0639\u0646\u06cc \u06a9\u0633\u06cc \u06a9\u0647 \u0628\u0647 \u062f\u0646\u0628\u0627\u0644 \u0648\u0627\u0645 \u062e\u0648\u062f\u0631\u0648\u0633\u062a\u060c \u0628\u0627\u06cc\u062f \u06cc\u06a9\u06cc \u0627\u0632 \u0647\u0645\u06cc\u0646 \u062a\u0633\u0647\u06cc\u0644\u0627\u062a \u0639\u0645\u0648\u0645\u06cc \u0631\u0627 \u0627\u0646\u062a\u062e\u0627\u0628 \u06a9\u0646\u062f\u060c \u0641\u0627\u06a9\u062a\u0648\u0631 \u062e\u0631\u06cc\u062f \u062e\u0648\u062f\u0631\u0648 \u0628\u0647 \u0628\u0627\u0646\u06a9 \u0627\u0631\u0627\u0626\u0647 \u062f\u0647\u062f \u0648 \u0645\u0631\u0627\u062d\u0644 \u0636\u0645\u0627\u0646\u062a \u0648 \u0627\u0639\u062a\u0628\u0627\u0631\u0633\u0646\u062c\u06cc \u0631\u0627 \u0637\u06cc \u06a9\u0646\u062f. \u0628\u0631\u0627\u06cc \u0631\u0648\u0634\u0646 \u0634\u062f\u0646 \u0634\u0631\u0627\u06cc\u0637 \u062f\u0642\u06cc\u0642\u060c \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u0646\u06cc\u0627\u0632 \u0627\u0633\u062a \u0645\u062a\u0642\u0627\u0636\u06cc \u062d\u0636\u0648\u0631\u06cc \u0628\u0647 \u0634\u0639\u0628\u0647 \u0645\u0631\u0627\u062c\u0639\u0647 \u06a9\u0646\u062f\u060c \u0632\u06cc\u0631\u0627 \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u0645\u0648\u062c\u0648\u062f \u062f\u0631 \u0633\u0627\u06cc\u062a\u200c\u0647\u0627 \u0645\u062d\u062f\u0648\u062f \u0648 \u06a9\u0644\u06cc \u0627\u0633\u062a \u0648 \u062c\u0632\u0626\u06cc\u0627\u062a \u0639\u0645\u0644\u06cc \u062f\u0631\u0628\u0627\u0631\u0647 \u0636\u0627\u0645\u0646 \u06cc\u0627 \u0646\u062d\u0648\u0647 \u062a\u062e\u0635\u06cc\u0635 \u0648\u0627\u0645 \u0628\u0647 \u062e\u0648\u062f\u0631\u0648 \u062f\u0631 \u062f\u0633\u062a\u0631\u0633 \u0639\u0645\u0648\u0645\u06cc \u0646\u06cc\u0633\u062a.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-17198\" src=\"https:\/\/wikishop.co\/mag\/wp-content\/uploads\/2025\/10\/Why-cant-you-find-car-loans-on-banks-websites.jpg\" alt=\"\u0686\u0631\u0627 \u062f\u0631 \u0633\u0627\u06cc\u062a \u0628\u0627\u0646\u06a9\u200c\u0647\u0627 \u0648\u0627\u0645 \u062e\u0648\u062f\u0631\u0648 \u067e\u06cc\u062f\u0627 \u0646\u0645\u06cc\u200c\u06a9\u0646\u06cc\u062f\u061f\" width=\"700\" height=\"400\" srcset=\"https:\/\/wikishop.co\/mag\/wp-content\/uploads\/2025\/10\/Why-cant-you-find-car-loans-on-banks-websites.jpg 700w, https:\/\/wikishop.co\/mag\/wp-content\/uploads\/2025\/10\/Why-cant-you-find-car-loans-on-banks-websites-300x171.jpg 300w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"%D8%B7%D8%B1%D8%AD%E2%80%8C%D9%87%D8%A7%DB%8C_%D8%A7%D8%B9%D8%AA%D8%A8%D8%A7%D8%B1%DB%8C_%D8%B9%D9%85%D9%88%D9%85%DB%8C_%D8%A8%D8%A7%D9%86%DA%A9%E2%80%8C%D9%87%D8%A7_%D8%AF%D8%B1_%D8%B3%D8%A7%D9%84_%DB%B1%DB%B4%DB%B0%DB%B4\"><\/span><span style=\"font-size: 14pt;\"><strong>\u0637\u0631\u062d\u200c\u0647\u0627\u06cc \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0639\u0645\u0648\u0645\u06cc \u0628\u0627\u0646\u06a9\u200c\u0647\u0627 \u062f\u0631 \u0633\u0627\u0644 <\/strong><strong>\u06f1\u06f4\u06f0\u06f4<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">\u062f\u0631 <a href=\"https:\/\/bmi.ir\/\" target=\"_blank\" rel=\"nofollow noopener\">\u0628\u0627\u0646\u06a9 \u0645\u0644\u06cc<\/a>\u060c \u0637\u0631\u062d\u06cc \u062a\u062d\u062a \u0639\u0646\u0648\u0627\u0646 \u00ab\u0627\u0639\u062a\u0628\u0627\u0631 \u0645\u0644\u06cc\u00bb \u0627\u0631\u0627\u0626\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f \u06a9\u0647 \u0628\u0631 \u067e\u0627\u06cc\u0647 \u0645\u06cc\u0627\u0646\u06af\u06cc\u0646 \u062d\u0633\u0627\u0628 \u0645\u0634\u062a\u0631\u06cc \u062f\u0631 \u0628\u0627\u0632\u0647 \u06cc\u06a9 \u062a\u0627 \u062f\u0648\u0627\u0632\u062f\u0647 \u0645\u0627\u0647 \u062a\u0639\u0631\u06cc\u0641 \u0634\u062f\u0647 \u0627\u0633\u062a. \u0633\u0642\u0641 \u0627\u06cc\u0646 \u0637\u0631\u062d \u062a\u0627 \u062d\u062f\u0648\u062f \u0647\u0641\u062a\u0635\u062f \u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0648\u0645\u0627\u0646 \u0627\u0639\u0644\u0627\u0645 \u0634\u062f\u0647 \u0648 \u0636\u0645\u0627\u0646\u062a \u062f\u0631 \u0622\u0646 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0628\u0647 \u0634\u06a9\u0644 \u0645\u0639\u0631\u0641\u06cc \u06cc\u06a9 \u0636\u0627\u0645\u0646 \u0631\u0633\u0645\u06cc\u060c \u0627\u0631\u0627\u0626\u0647 \u06af\u0648\u0627\u0647\u06cc \u06a9\u0633\u0631 \u0627\u0632 \u062d\u0642\u0648\u0642 \u06cc\u0627 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0627\u0632 <a href=\"https:\/\/wikishop.co\/mag\/bank-credit-rating-for-car-loan\/\">\u0631\u062a\u0628\u0647 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc<\/a> \u0645\u062a\u0642\u0627\u0636\u06cc \u0628\u0627\u0634\u062f. <\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">\u0627\u06cc\u0646 \u0627\u0646\u0639\u0637\u0627\u0641 \u0628\u0627\u0639\u062b \u0634\u062f\u0647 \u0628\u0631\u062e\u06cc \u0645\u062a\u0642\u0627\u0636\u06cc\u0627\u0646 \u062a\u0635\u0648\u0631 \u06a9\u0646\u0646\u062f \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u0646\u062f \u0628\u062f\u0648\u0646 \u0636\u0627\u0645\u0646 \u0646\u06cc\u0632 \u0648\u0627\u0645 \u0628\u06af\u06cc\u0631\u0646\u062f\u060c \u0647\u0631\u0686\u0646\u062f \u062f\u0631 \u0639\u0645\u0644 \u0646\u062a\u06cc\u062c\u0647 \u0646\u0647\u0627\u06cc\u06cc \u0628\u0647 \u0633\u06cc\u0627\u0633\u062a \u0634\u0639\u0628\u0647 \u0648 \u0627\u0639\u062a\u0628\u0627\u0631 \u0641\u0631\u062f \u0628\u0633\u062a\u06af\u06cc \u062f\u0627\u0631\u062f.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\"><a href=\"https:\/\/bankmellat.ir\/\" target=\"_blank\" rel=\"nofollow noopener\">\u0628\u0627\u0646\u06a9 \u0645\u0644\u062a<\/a> \u0646\u06cc\u0632 \u0628\u0627 \u0637\u0631\u062d \u00ab\u0634\u0627\u06cc\u0627\u0646\u00bb \u062f\u0631 \u0647\u0645\u06cc\u0646 \u0645\u0633\u06cc\u0631 \u062d\u0631\u06a9\u062a \u06a9\u0631\u062f\u0647 \u0627\u0633\u062a. \u062f\u0631 \u0627\u06cc\u0646 \u0637\u0631\u062d \u0633\u0642\u0641 \u062a\u0633\u0647\u06cc\u0644\u0627\u062a \u0628\u06cc\u0646 \u0634\u0634\u0635\u062f \u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0627 \u06cc\u06a9 \u0645\u06cc\u0644\u06cc\u0627\u0631\u062f \u062a\u0648\u0645\u0627\u0646 \u06af\u0632\u0627\u0631\u0634 \u0634\u062f\u0647\u060c \u0627\u0645\u0627 \u0639\u062f\u062f \u0642\u0637\u0639\u06cc \u0628\u0633\u062a\u0647 \u0628\u0647 \u0645\u0646\u0627\u0628\u0639 \u0648 \u0634\u0631\u0627\u06cc\u0637 \u0645\u062a\u0642\u0627\u0636\u06cc \u0645\u062a\u063a\u06cc\u0631 \u0627\u0633\u062a. \u0645\u0644\u0627\u06a9 \u0627\u0635\u0644\u06cc \u062f\u0631 \u0634\u0627\u06cc\u0627\u0646 \u0645\u06cc\u0627\u0646\u06af\u06cc\u0646 \u062d\u0633\u0627\u0628 \u0627\u0633\u062a \u0648 \u062a\u0627 \u0686\u0647\u0627\u0631 \u0648 \u0646\u06cc\u0645 \u0628\u0631\u0627\u0628\u0631 \u0645\u0639\u062f\u0644 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0648\u0627\u0645 \u067e\u0631\u062f\u0627\u062e\u062a \u0634\u0648\u062f.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\"> \u06af\u0641\u062a\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f \u062f\u0631 \u0635\u0648\u0631\u062a \u06af\u0631\u062f\u0634 \u0645\u0627\u0644\u06cc \u0628\u0627\u0644\u0627 \u0627\u0645\u06a9\u0627\u0646 \u062d\u0630\u0641 \u0636\u0627\u0645\u0646 \u0648\u062c\u0648\u062f \u062f\u0627\u0631\u062f\u060c \u0647\u0631\u0686\u0646\u062f \u0627\u06cc\u0646 \u0645\u0648\u0636\u0648\u0639 \u0628\u0647 \u0635\u0648\u0631\u062a \u0639\u0645\u0648\u0645\u06cc \u0648 \u0631\u0633\u0645\u06cc \u062f\u0631 \u0633\u0627\u06cc\u062a \u0628\u0627\u0646\u06a9 \u062f\u0631\u062c \u0646\u0634\u062f\u0647 \u0648 \u0628\u06cc\u0634\u062a\u0631 \u062f\u0631 \u0645\u0646\u0627\u0628\u0639 \u063a\u06cc\u0631\u0631\u0633\u0645\u06cc \u0628\u0627\u0632\u062a\u0627\u0628 \u062f\u0627\u0634\u062a\u0647 \u0627\u0633\u062a.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\"><a href=\"https:\/\/www.sb24.ir\/\" target=\"_blank\" rel=\"nofollow noopener\">\u0628\u0627\u0646\u06a9 \u0633\u0627\u0645\u0627\u0646<\/a> \u0647\u0645\u0686\u0646\u0627\u0646 \u0648\u0627\u0645 \u0633\u0646\u062a\u06cc \u062e\u0648\u062f\u0631\u0648 \u0631\u0627 \u0628\u0627 \u0633\u0642\u0641 \u0635\u062f \u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0648\u0645\u0627\u0646 \u0648 \u0628\u0627\u0632\u067e\u0631\u062f\u0627\u062e\u062a \u0633\u06cc\u200c\u0648\u0634\u0634 \u0645\u0627\u0647\u0647 \u0627\u0631\u0627\u0626\u0647 \u0645\u06cc\u200c\u062f\u0647\u062f\u060c \u0627\u0645\u0627 \u0627\u06cc\u0646 \u0645\u0628\u0644\u063a \u062f\u06cc\u06af\u0631 \u0628\u0631\u0627\u06cc \u062e\u0631\u06cc\u062f \u062e\u0648\u062f\u0631\u0648 \u06a9\u0627\u0641\u06cc \u0646\u06cc\u0633\u062a. \u0628\u0631\u0627\u06cc \u0645\u0628\u0627\u0644\u063a \u0628\u0627\u0644\u0627\u062a\u0631\u060c \u062a\u0633\u0647\u06cc\u0644\u0627\u062a\u06cc \u0628\u0631 \u067e\u0627\u06cc\u0647 \u0645\u0639\u062f\u0644 \u062d\u0633\u0627\u0628 \u06cc\u0627 \u062e\u0631\u06cc\u062f \u06a9\u0627\u0644\u0627 \u0645\u0639\u0631\u0641\u06cc \u0634\u062f\u0647 \u06a9\u0647 \u062a\u0627 \u062d\u062f\u0648\u062f \u0633\u06cc\u0635\u062f \u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0648\u0645\u0627\u0646 \u0645\u06cc\u200c\u0631\u0633\u062f. \u062f\u0631 \u0627\u06cc\u0646 \u062d\u0627\u0644\u062a\u060c \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u062f\u0648 \u0636\u0627\u0645\u0646 \u0631\u0633\u0645\u06cc \u0628\u0647 \u0647\u0645\u0631\u0627\u0647 \u06cc\u06a9 \u0641\u0642\u0631\u0647 \u0686\u06a9 \u062f\u0631\u062e\u0648\u0627\u0633\u062a \u0645\u06cc\u200c\u0634\u0648\u062f \u0648 \u0628\u0647 \u0647\u0645\u06cc\u0646 \u062f\u0644\u06cc\u0644 \u0641\u0631\u0622\u06cc\u0646\u062f \u062f\u0631\u06cc\u0627\u0641\u062a \u0627\u06cc\u0646 \u0648\u0627\u0645\u200c\u0647\u0627 \u0628\u0631\u0627\u06cc \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u0645\u062a\u0642\u0627\u0636\u06cc\u0627\u0646 \u062f\u0634\u0648\u0627\u0631 \u0627\u0633\u062a.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\"><a href=\"https:\/\/www.bsi.ir\/\" target=\"_blank\" rel=\"nofollow noopener\">\u0628\u0627\u0646\u06a9 \u0635\u0627\u062f\u0631\u0627\u062a<\/a> \u0628\u0627 \u0637\u0631\u062d \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u00ab\u0633\u067e\u06cc\u0646\u0648\u00bb \u0648\u0627\u0631\u062f \u0639\u0631\u0635\u0647 \u0634\u062f\u0647 \u0648 \u0627\u0645\u06a9\u0627\u0646 \u062f\u0631\u06cc\u0627\u0641\u062a \u062a\u0633\u0647\u06cc\u0644\u0627\u062a \u062a\u0627 \u0633\u06cc\u0635\u062f \u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0648\u0645\u0627\u0646 \u0631\u0627 \u0628\u0647 \u0635\u0648\u0631\u062a \u063a\u06cc\u0631\u062d\u0636\u0648\u0631\u06cc \u0641\u0631\u0627\u0647\u0645 \u06a9\u0631\u062f\u0647 \u0627\u0633\u062a. \u0628\u0631 \u0627\u0633\u0627\u0633 \u0627\u0637\u0644\u0627\u0639\u200c\u0631\u0633\u0627\u0646\u06cc\u200c\u0647\u0627\u06cc \u0639\u0645\u0648\u0645\u06cc\u060c \u0628\u0631\u0627\u06cc \u0645\u0628\u0627\u0644\u063a \u0632\u06cc\u0631 \u067e\u0646\u062c\u0627\u0647 \u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0648\u0645\u0627\u0646 \u0646\u06cc\u0627\u0632\u06cc \u0628\u0647 \u0636\u0627\u0645\u0646 \u0646\u06cc\u0633\u062a \u0648 \u062a\u0646\u0647\u0627 \u0631\u062a\u0628\u0647 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0645\u062a\u0642\u0627\u0636\u06cc \u0645\u0644\u0627\u06a9 \u0642\u0631\u0627\u0631 \u0645\u06cc\u200c\u06af\u06cc\u0631\u062f.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\"> \u0627\u0645\u0627 \u0628\u0631\u0627\u06cc \u0645\u0628\u0627\u0644\u063a \u0628\u0627\u0644\u0627\u062a\u0631\u060c \u0645\u0639\u0631\u0641\u06cc \u0636\u0627\u0645\u0646 \u0631\u0633\u0645\u06cc \u0627\u0644\u0632\u0627\u0645\u06cc \u0627\u0633\u062a. \u0627\u06cc\u0646 \u0645\u062f\u0644 \u062a\u0641\u06a9\u06cc\u06a9\u06cc \u0646\u0634\u0627\u0646 \u0645\u06cc\u200c\u062f\u0647\u062f \u06a9\u0647 \u0628\u0627\u0646\u06a9 \u0635\u0627\u062f\u0631\u0627\u062a \u0631\u06cc\u0633\u06a9 \u0645\u0628\u0627\u0644\u063a \u067e\u0627\u06cc\u06cc\u0646 \u0631\u0627 \u0635\u0631\u0641\u0627\u064b \u0628\u0627 \u0627\u0639\u062a\u0628\u0627\u0631\u0633\u0646\u062c\u06cc \u0645\u06cc\u200c\u067e\u0630\u06cc\u0631\u062f\u060c \u0627\u0645\u0627 \u0628\u0631\u0627\u06cc \u0645\u0628\u0627\u0644\u063a \u0633\u0646\u06af\u06cc\u0646\u200c\u062a\u0631 \u0647\u0645\u0686\u0646\u0627\u0646 \u0628\u0647 \u0636\u0645\u0627\u0646\u062a \u0645\u062d\u06a9\u0645 \u0646\u06cc\u0627\u0632 \u062f\u0627\u0631\u062f.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-17199\" src=\"https:\/\/wikishop.co\/mag\/wp-content\/uploads\/2025\/10\/Banks-public-credit-schemes-in-1404.jpg\" alt=\"\u0637\u0631\u062d\u200c\u0647\u0627\u06cc \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0639\u0645\u0648\u0645\u06cc \u0628\u0627\u0646\u06a9\u200c\u0647\u0627 \u062f\u0631 \u0633\u0627\u0644 \u06f1\u06f4\u06f0\u06f4\" width=\"700\" height=\"400\" srcset=\"https:\/\/wikishop.co\/mag\/wp-content\/uploads\/2025\/10\/Banks-public-credit-schemes-in-1404.jpg 700w, https:\/\/wikishop.co\/mag\/wp-content\/uploads\/2025\/10\/Banks-public-credit-schemes-in-1404-300x171.jpg 300w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"%D9%85%D8%B4%DA%A9%D9%84%D8%A7%D8%AA_%D8%A7%D8%B5%D9%84%DB%8C_%D8%AF%D8%B1%DB%8C%D8%A7%D9%81%D8%AA_%D9%88%D8%A7%D9%85_%D8%A7%D8%B2_%D8%A8%D8%A7%D9%86%DA%A9%E2%80%8C%D9%87%D8%A7\"><\/span><span style=\"font-size: 14pt;\"><strong>\u0645\u0634\u06a9\u0644\u0627\u062a \u0627\u0635\u0644\u06cc \u062f\u0631\u06cc\u0627\u0641\u062a \u0648\u0627\u0645 \u0627\u0632 \u0628\u0627\u0646\u06a9\u200c\u0647\u0627<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">\u0627\u06af\u0631\u0686\u0647 \u0627\u0639\u062f\u0627\u062f \u0648 \u0633\u0642\u0641\u200c\u0647\u0627\u06cc \u0627\u0639\u0644\u0627\u0645\u200c\u0634\u062f\u0647 \u062c\u0630\u0627\u0628 \u0628\u0647 \u0646\u0638\u0631 \u0645\u06cc\u200c\u0631\u0633\u0646\u062f\u060c \u0627\u0645\u0627 \u0645\u0633\u06cc\u0631 \u062f\u0631\u06cc\u0627\u0641\u062a \u0648\u0627\u0645 \u062e\u0648\u062f\u0631\u0648 \u0627\u0632 \u0628\u0627\u0646\u06a9\u200c\u0647\u0627 \u0686\u0646\u062f\u0627\u0646 \u0633\u0627\u062f\u0647 \u0646\u06cc\u0633\u062a. \u0627\u0637\u0644\u0627\u0639\u0627\u062a \u0645\u0648\u062c\u0648\u062f \u062f\u0631 \u0633\u0627\u06cc\u062a\u200c\u0647\u0627 \u0627\u063a\u0644\u0628 \u067e\u0631\u0627\u06a9\u0646\u062f\u0647 \u0648 \u0646\u0627\u0642\u0635 \u0627\u0633\u062a \u0648 \u0628\u0631\u0627\u06cc \u062f\u0633\u062a\u0631\u0633\u06cc \u0628\u0647 \u0634\u0631\u0627\u06cc\u0637 \u0648\u0627\u0642\u0639\u06cc\u060c \u0645\u062a\u0642\u0627\u0636\u06cc \u0628\u0627\u06cc\u062f \u062d\u0636\u0648\u0631\u06cc \u0628\u0647 \u0634\u0639\u0628 \u0645\u0631\u0627\u062c\u0639\u0647 \u06a9\u0646\u062f. <\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">\u0645\u0639\u0631\u0641\u06cc \u0636\u0627\u0645\u0646 \u0631\u0633\u0645\u06cc \u0648 \u0627\u0631\u0627\u0626\u0647 \u06af\u0648\u0627\u0647\u06cc \u06a9\u0633\u0631 \u0627\u0632 \u062d\u0642\u0648\u0642 \u0647\u0645\u0686\u0646\u0627\u0646 \u06cc\u06a9\u06cc \u0627\u0632 \u0627\u0644\u0632\u0627\u0645\u0627\u062a \u0627\u0635\u0644\u06cc \u0627\u0633\u062a\u060c \u0628\u0647\u200c\u062e\u0635\u0648\u0635 \u062f\u0631 \u0645\u0628\u0627\u0644\u063a \u0628\u0627\u0644\u0627. \u0639\u0644\u0627\u0648\u0647 \u0628\u0631 \u0627\u06cc\u0646\u060c \u0641\u0631\u0622\u06cc\u0646\u062f \u062f\u0631\u06cc\u0627\u0641\u062a \u0648\u0627\u0645 \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u0632\u0645\u0627\u0646\u200c\u0628\u0631 \u0627\u0633\u062a \u0648 \u0627\u0632 \u062b\u0628\u062a \u062f\u0631\u062e\u0648\u0627\u0633\u062a \u062a\u0627 \u0648\u0627\u0631\u06cc\u0632 \u0648\u062c\u0647 \u0645\u0645\u06a9\u0646 \u0627\u0633\u062a \u0647\u0641\u062a\u0647\u200c\u0647\u0627 \u0637\u0648\u0644 \u0628\u06a9\u0634\u062f. \u0647\u0645\u06cc\u0646 \u067e\u06cc\u0686\u06cc\u062f\u06af\u06cc\u200c\u0647\u0627 \u0628\u0627\u0639\u062b \u0634\u062f\u0647 \u0628\u0633\u06cc\u0627\u0631\u06cc \u0627\u0632 \u0627\u0641\u0631\u0627\u062f \u0628\u0647 \u062f\u0646\u0628\u0627\u0644 \u0631\u0627\u0647\u200c\u0647\u0627\u06cc \u0633\u0627\u062f\u0647\u200c\u062a\u0631 \u0648 \u0634\u0641\u0627\u0641\u200c\u062a\u0631 \u0628\u0627\u0634\u0646\u062f.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-17200\" src=\"https:\/\/wikishop.co\/mag\/wp-content\/uploads\/2025\/10\/The-main-problems-of-getting-loans-from-banks.jpg\" alt=\"\u0645\u0634\u06a9\u0644\u0627\u062a \u0627\u0635\u0644\u06cc \u062f\u0631\u06cc\u0627\u0641\u062a \u0648\u0627\u0645 \u0627\u0632 \u0628\u0627\u0646\u06a9\u200c\u0647\u0627\" width=\"700\" height=\"400\" srcset=\"https:\/\/wikishop.co\/mag\/wp-content\/uploads\/2025\/10\/The-main-problems-of-getting-loans-from-banks.jpg 700w, https:\/\/wikishop.co\/mag\/wp-content\/uploads\/2025\/10\/The-main-problems-of-getting-loans-from-banks-300x171.jpg 300w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"%D9%88%DB%8C%DA%A9%DB%8C%E2%80%8C%D8%B4%D8%A7%D9%BE%D8%9B_%D8%A7%D9%88%D9%84%DB%8C%D9%86_%D9%84%D9%86%D8%AF%D8%AA%DA%A9_%D8%AA%D8%AE%D8%B5%D8%B5%DB%8C_%D8%AE%D9%88%D8%AF%D8%B1%D9%88_%D8%AF%D8%B1_%D8%A7%DB%8C%D8%B1%D8%A7%D9%86\"><\/span><span style=\"font-size: 14pt;\"><strong>\u0648\u06cc\u06a9\u06cc\u200c\u0634\u0627\u067e\u061b \u0627\u0648\u0644\u06cc\u0646 \u0644\u0646\u062f\u062a\u06a9 \u062a\u062e\u0635\u0635\u06cc \u062e\u0648\u062f\u0631\u0648 \u062f\u0631 \u0627\u06cc\u0631\u0627\u0646<\/strong><\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">\u062f\u0631 \u0686\u0646\u06cc\u0646 \u0634\u0631\u0627\u06cc\u0637\u06cc\u060c <strong>\u0648\u06cc\u06a9\u06cc\u200c\u0634\u0627\u067e<\/strong> \u0628\u0647 \u0639\u0646\u0648\u0627\u0646 \u0627\u0648\u0644\u06cc\u0646 <a href=\"https:\/\/wikishop.co\/mag\/what-is-lendtech\/\">\u0644\u0646\u062f\u062a\u06a9<\/a> \u062a\u062e\u0635\u0635\u06cc \u062e\u0648\u062f\u0631\u0648 \u062f\u0631 \u0627\u06cc\u0631\u0627\u0646\u060c \u0631\u0627\u0647\u06a9\u0627\u0631\u06cc \u0646\u0648\u0622\u0648\u0631\u0627\u0646\u0647 \u0627\u0631\u0627\u0626\u0647 \u062f\u0627\u062f\u0647 \u0627\u0633\u062a. \u0627\u06cc\u0646 \u067e\u0644\u062a\u0641\u0631\u0645 \u0628\u0627 \u0647\u0645\u06a9\u0627\u0631\u06cc \u0645\u0633\u062a\u0642\u06cc\u0645 \u0628\u0627 \u0628\u0627\u0646\u06a9\u200c\u0647\u0627\u060c \u0647\u0645\u0627\u0646 \u062a\u0633\u0647\u06cc\u0644\u0627\u062a \u0628\u0627\u0646\u06a9\u06cc \u0631\u0627 \u062f\u0631 \u0642\u0627\u0644\u0628\u06cc \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u0648 \u06cc\u06a9\u067e\u0627\u0631\u0686\u0647 \u062f\u0631 \u0627\u062e\u062a\u06cc\u0627\u0631 \u06a9\u0627\u0631\u0628\u0631\u0627\u0646 \u0642\u0631\u0627\u0631 \u0645\u06cc\u200c\u062f\u0647\u062f. \u062a\u0641\u0627\u0648\u062a \u0627\u0635\u0644\u06cc \u0627\u06cc\u0646\u062c\u0627\u0633\u062a \u06a9\u0647 \u06a9\u0627\u0631\u0628\u0631 \u0628\u0631\u0627\u06cc \u062f\u0631\u06cc\u0627\u0641\u062a \u0648\u0627\u0645 \u062f\u06cc\u06af\u0631 \u0646\u06cc\u0627\u0632\u06cc \u0628\u0647 \u062f\u0648\u0646\u062f\u06af\u06cc \u062d\u0636\u0648\u0631\u06cc \u0648 \u0645\u0631\u0627\u062c\u0639\u0647 \u0645\u06a9\u0631\u0631 \u0628\u0647 \u0634\u0639\u0628 \u0646\u062f\u0627\u0631\u062f. <\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">\u062a\u0645\u0627\u0645\u06cc \u0645\u0631\u0627\u062d\u0644\u060c \u0627\u0632 \u062b\u0628\u062a \u062f\u0631\u062e\u0648\u0627\u0633\u062a \u062a\u0627 \u0627\u0639\u062a\u0628\u0627\u0631\u0633\u0646\u062c\u06cc\u060c \u0628\u0647 \u0635\u0648\u0631\u062a \u0622\u0646\u0644\u0627\u06cc\u0646 \u0627\u0646\u062c\u0627\u0645 \u0645\u06cc\u200c\u0634\u0648\u062f \u0648 \u0634\u0631\u0627\u06cc\u0637 \u0648 \u0645\u062f\u0627\u0631\u06a9 \u0628\u0647 \u0634\u06a9\u0644 \u0634\u0641\u0627\u0641 \u0627\u0637\u0644\u0627\u0639\u200c\u0631\u0633\u0627\u0646\u06cc \u0645\u06cc\u200c\u06af\u0631\u062f\u062f. \u062a\u0633\u0647\u06cc\u0644\u0627\u062a \u0627\u0631\u0627\u0626\u0647\u200c\u0634\u062f\u0647 \u0646\u06cc\u0632 \u0648\u0627\u0642\u0639\u06cc \u0648 \u0628\u0627\u0646\u06a9\u06cc \u0647\u0633\u062a\u0646\u062f\u060c \u0627\u0645\u0627 \u062f\u0631 \u0686\u0627\u0631\u0686\u0648\u0628\u06cc \u0633\u0627\u062f\u0647\u200c\u062a\u0631 \u0648 \u062a\u062e\u0635\u0635\u06cc\u200c\u062a\u0631 \u0628\u0631\u0627\u06cc \u062e\u0631\u06cc\u062f \u062e\u0648\u062f\u0631\u0648 \u062f\u0631 \u0627\u062e\u062a\u06cc\u0627\u0631 \u0645\u062a\u0642\u0627\u0636\u06cc \u0642\u0631\u0627\u0631 \u0645\u06cc\u200c\u06af\u06cc\u0631\u0646\u062f.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\"><strong>\u062c\u0645\u0639\u200c\u0628\u0646\u062f\u06cc \u0648 \u062a\u0648\u0635\u06cc\u0647 \u0628\u0647 \u0645\u062a\u0642\u0627\u0636\u06cc\u0627\u0646<\/strong><\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\">\u0628\u0627\u0646\u06a9\u200c\u0647\u0627\u06cc \u0628\u0632\u0631\u06af \u06a9\u0634\u0648\u0631 \u062f\u0631 \u0633\u0627\u0644 \u06f1\u06f4\u06f0\u06f4 \u0645\u062d\u0635\u0648\u0644\u06cc \u0628\u0627 \u0639\u0646\u0648\u0627\u0646 \u00ab\u0648\u0627\u0645 \u062e\u0648\u062f\u0631\u0648\u00bb \u0628\u0647\u200c\u0637\u0648\u0631 \u0645\u0633\u062a\u0642\u06cc\u0645 \u062f\u0631 \u0633\u0627\u06cc\u062a\u200c\u0647\u0627\u06cc\u0634\u0627\u0646 \u0645\u0639\u0631\u0641\u06cc \u0646\u06a9\u0631\u062f\u0647\u200c\u0627\u0646\u062f \u0648 \u0628\u06cc\u0634\u062a\u0631 \u0622\u0646\u0686\u0647 \u0648\u062c\u0648\u062f \u062f\u0627\u0631\u062f\u060c \u0637\u0631\u062d\u200c\u0647\u0627\u06cc \u0639\u0645\u0648\u0645\u06cc \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u06cc\u0627 \u0633\u067e\u0631\u062f\u0647\u200c\u0645\u062d\u0648\u0631 \u0627\u0633\u062a. \u0627\u06cc\u0646 \u0637\u0631\u062d\u200c\u0647\u0627 \u062f\u0631 \u0639\u0645\u0644 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u0646\u062f \u0628\u0631\u0627\u06cc \u062e\u0631\u06cc\u062f \u062e\u0648\u062f\u0631\u0648 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0634\u0648\u0646\u062f\u060c \u0627\u0645\u0627 \u0628\u0647 \u0634\u0631\u0637\u06cc \u06a9\u0647 \u0645\u062a\u0642\u0627\u0636\u06cc \u0645\u062f\u0627\u0631\u06a9 \u06a9\u0627\u0645\u0644\u060c \u0636\u0627\u0645\u0646 \u0631\u0633\u0645\u06cc \u0648 \u0635\u0628\u0631 \u06a9\u0627\u0641\u06cc \u0628\u0631\u0627\u06cc \u0637\u06cc \u06a9\u0631\u062f\u0646 \u0641\u0631\u0622\u06cc\u0646\u062f \u062f\u0627\u0634\u062a\u0647 \u0628\u0627\u0634\u062f.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\"> \u0627\u06af\u0631 \u06a9\u0627\u0631\u0628\u0631 \u0628\u0647 \u062f\u0646\u0628\u0627\u0644 \u0631\u0648\u0634\u06cc \u0633\u0627\u062f\u0647\u060c \u0634\u0641\u0627\u0641 \u0648 \u0633\u0631\u06cc\u0639 \u0628\u0631\u0627\u06cc \u062f\u0631\u06cc\u0627\u0641\u062a \u062a\u0633\u0647\u06cc\u0644\u0627\u062a \u062e\u0648\u062f\u0631\u0648 \u0628\u0627\u0634\u062f\u060c \u0648\u06cc\u06a9\u06cc\u200c\u0634\u0627\u067e \u0628\u0647 \u0639\u0646\u0648\u0627\u0646 \u0644\u0646\u062f\u062a\u06a9 \u062a\u062e\u0635\u0635\u06cc \u062e\u0648\u062f\u0631\u0648 \u0628\u0647\u062a\u0631\u06cc\u0646 \u06af\u0632\u06cc\u0646\u0647 \u0627\u0633\u062a \u06a9\u0647 \u0627\u06cc\u0646 \u0641\u0627\u0635\u0644\u0647 \u0631\u0627 \u067e\u0631 \u06a9\u0631\u062f\u0647 \u0648 \u062a\u062c\u0631\u0628\u0647 \u062f\u0631\u06cc\u0627\u0641\u062a \u0648\u0627\u0645 \u0628\u0627\u0646\u06a9\u06cc \u0631\u0627 \u0645\u062a\u062d\u0648\u0644 \u0633\u0627\u062e\u062a\u0647 \u0627\u0633\u062a.<\/span><\/p>\n<p><img loading=\"lazy\" decoding=\"async\" class=\"alignnone size-full wp-image-17201\" src=\"https:\/\/wikishop.co\/mag\/wp-content\/uploads\/2025\/10\/Summary-and-recommendations-to-applicants.jpg\" alt=\"\u062c\u0645\u0639\u200c\u0628\u0646\u062f\u06cc \u0648 \u062a\u0648\u0635\u06cc\u0647 \u0628\u0647 \u0645\u062a\u0642\u0627\u0636\u06cc\u0627\u0646\" width=\"700\" height=\"400\" srcset=\"https:\/\/wikishop.co\/mag\/wp-content\/uploads\/2025\/10\/Summary-and-recommendations-to-applicants.jpg 700w, https:\/\/wikishop.co\/mag\/wp-content\/uploads\/2025\/10\/Summary-and-recommendations-to-applicants-300x171.jpg 300w\" sizes=\"auto, (max-width: 700px) 100vw, 700px\" \/><\/p>\n<h2 style=\"text-align: justify;\"><span class=\"ez-toc-section\" id=\"%D8%B3%D9%88%D8%A7%D9%84%D8%A7%D8%AA_%D9%85%D8%AA%D8%AF%D8%A7%D9%88%D9%84\"><\/span><span style=\"font-size: 14pt;\">\u0633\u0648\u0627\u0644\u0627\u062a \u0645\u062a\u062f\u0627\u0648\u0644<\/span><span class=\"ez-toc-section-end\"><\/span><\/h2>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\"><strong>\u0622\u06cc\u0627 \u0628\u0627\u0646\u06a9\u200c\u0647\u0627 \u062f\u0631 \u0633\u0627\u0644 <\/strong><strong>\u06f1\u06f4\u06f0\u06f4<\/strong><strong> \u0648\u0627\u0645 \u062e\u0648\u062f\u0631\u0648 \u0628\u0647\u200c\u0637\u0648\u0631 \u0645\u0633\u062a\u0642\u06cc\u0645 \u0627\u0631\u0627\u0626\u0647 \u0645\u06cc\u200c\u062f\u0647\u0646\u062f\u061f<\/strong><\/span><br \/>\n<span style=\"font-size: 14pt;\">\u062e\u06cc\u0631. \u062f\u0631 \u0633\u0627\u06cc\u062a\u200c\u0647\u0627\u06cc \u0631\u0633\u0645\u06cc \u0628\u0627\u0646\u06a9\u200c\u0647\u0627\u06cc \u0645\u0644\u06cc\u060c \u0645\u0644\u062a\u060c \u0633\u0627\u0645\u0627\u0646 \u0648 \u0635\u0627\u062f\u0631\u0627\u062a \u0645\u062d\u0635\u0648\u0644 \u0645\u0634\u062e\u0635\u06cc \u062a\u062d\u062a \u0639\u0646\u0648\u0627\u0646 \u00ab\u0648\u0627\u0645 \u062e\u0648\u062f\u0631\u0648\u00bb \u0645\u0646\u062a\u0634\u0631 \u0646\u0634\u062f\u0647 \u0627\u0633\u062a. \u0628\u06cc\u0634\u062a\u0631 \u0637\u0631\u062d\u200c\u0647\u0627\u06cc \u0645\u0648\u062c\u0648\u062f \u0639\u0645\u0648\u0645\u06cc \u0647\u0633\u062a\u0646\u062f \u0648 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646 \u0622\u0646\u200c\u0647\u0627 \u0631\u0627 \u0628\u0631\u0627\u06cc \u062e\u0631\u06cc\u062f \u062e\u0648\u062f\u0631\u0648 \u0647\u0645 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u06a9\u0631\u062f.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\"><strong>\u0633\u0642\u0641 \u0648\u0627\u0645 \u062e\u0648\u062f\u0631\u0648 \u062f\u0631 \u0628\u0627\u0646\u06a9 \u0645\u0644\u06cc \u0686\u0642\u062f\u0631 \u0627\u0633\u062a\u061f<\/strong><\/span><br \/>\n<span style=\"font-size: 14pt;\">\u0628\u0627\u0646\u06a9 \u0645\u0644\u06cc \u0627\u0632 \u0637\u0631\u06cc\u0642 \u0637\u0631\u062d \u00ab\u0627\u0639\u062a\u0628\u0627\u0631 \u0645\u0644\u06cc\u00bb \u062a\u0627 \u062d\u062f\u0648\u062f \u06f7\u06f0\u06f0 \u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0648\u0645\u0627\u0646 \u062a\u0633\u0647\u06cc\u0644\u0627\u062a \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0627\u0631\u0627\u0626\u0647 \u0645\u06cc\u200c\u062f\u0647\u062f. \u0627\u06cc\u0646 \u0637\u0631\u062d \u0628\u0631 \u0627\u0633\u0627\u0633 \u0645\u0639\u062f\u0644 \u062d\u0633\u0627\u0628 \u0645\u0634\u062a\u0631\u06cc \u0645\u062d\u0627\u0633\u0628\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f \u0648 \u0636\u0645\u0627\u0646\u062a \u0622\u0646 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0636\u0627\u0645\u0646 \u0631\u0633\u0645\u06cc \u06cc\u0627 \u0627\u0639\u062a\u0628\u0627\u0631\u0633\u0646\u062c\u06cc \u0628\u0627\u0634\u062f.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\"><strong>\u0634\u0631\u0627\u06cc\u0637 \u0637\u0631\u062d \u0634\u0627\u06cc\u0627\u0646 \u0628\u0627\u0646\u06a9 \u0645\u0644\u062a \u0628\u0631\u0627\u06cc \u062e\u0631\u06cc\u062f \u062e\u0648\u062f\u0631\u0648 \u0686\u06cc\u0633\u062a\u061f<\/strong><\/span><br \/>\n<span style=\"font-size: 14pt;\">\u0637\u0631\u062d \u0634\u0627\u06cc\u0627\u0646 \u0628\u0631 \u0627\u0633\u0627\u0633 \u0645\u0639\u062f\u0644 \u062d\u0633\u0627\u0628 \u0645\u0634\u062a\u0631\u06cc \u062a\u0639\u0631\u06cc\u0641 \u0634\u062f\u0647 \u0648 \u062a\u0627 \u06f4.\u06f5 \u0628\u0631\u0627\u0628\u0631 \u0645\u06cc\u0627\u0646\u06af\u06cc\u0646 \u0633\u067e\u0631\u062f\u0647 \u0627\u0645\u06a9\u0627\u0646 \u0648\u0627\u0645\u200c\u062f\u0647\u06cc \u062f\u0627\u0631\u062f. \u0633\u0642\u0641 \u062a\u0633\u0647\u06cc\u0644\u0627\u062a \u0637\u0628\u0642 \u0645\u0646\u0627\u0628\u0639 \u0645\u062e\u062a\u0644\u0641 \u0628\u06cc\u0646 \u06f6\u06f0\u06f0 \u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0627 \u06cc\u06a9 \u0645\u06cc\u0644\u06cc\u0627\u0631\u062f \u062a\u0648\u0645\u0627\u0646 \u06af\u0632\u0627\u0631\u0634 \u0634\u062f\u0647 \u0627\u0633\u062a. \u062f\u0631 \u0628\u0631\u062e\u06cc \u067e\u0631\u0648\u0646\u062f\u0647\u200c\u0647\u0627 \u06af\u0641\u062a\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f \u0627\u0645\u06a9\u0627\u0646 \u062d\u0630\u0641 \u0636\u0627\u0645\u0646 \u0648\u062c\u0648\u062f \u062f\u0627\u0631\u062f.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\"><strong>\u0648\u0627\u0645 \u062e\u0648\u062f\u0631\u0648 \u0628\u0627\u0646\u06a9 \u0633\u0627\u0645\u0627\u0646 \u0686\u0647 \u0648\u06cc\u0698\u06af\u06cc\u200c\u0647\u0627\u06cc\u06cc \u062f\u0627\u0631\u062f\u061f<\/strong><\/span><br \/>\n<span style=\"font-size: 14pt;\">\u0628\u0627\u0646\u06a9 \u0633\u0627\u0645\u0627\u0646 \u0647\u0645\u0686\u0646\u0627\u0646 \u0648\u0627\u0645 \u0633\u0646\u062a\u06cc \u062e\u0648\u062f\u0631\u0648 \u0628\u0627 \u0633\u0642\u0641 \u0635\u062f \u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0648\u0645\u0627\u0646 \u0648 \u0628\u0627\u0632\u067e\u0631\u062f\u0627\u062e\u062a \u0633\u0647 \u0633\u0627\u0644\u0647 \u0627\u0631\u0627\u0626\u0647 \u0645\u06cc\u200c\u06a9\u0646\u062f. \u0628\u0631\u0627\u06cc \u0645\u0628\u0627\u0644\u063a \u0628\u0627\u0644\u0627\u062a\u0631 (\u06f2\u06f0\u06f0 \u062a\u0627 \u06f3\u06f0\u06f0 \u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0648\u0645\u0627\u0646)\u060c \u062a\u0633\u0647\u06cc\u0644\u0627\u062a \u06a9\u0627\u0644\u0627 \u06cc\u0627 \u0645\u0639\u062f\u0644 \u062d\u0633\u0627\u0628 \u062f\u0631 \u0646\u0638\u0631 \u06af\u0631\u0641\u062a\u0647 \u0634\u062f\u0647 \u06a9\u0647 \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u0646\u06cc\u0627\u0632\u0645\u0646\u062f \u062f\u0648 \u0636\u0627\u0645\u0646 \u0631\u0633\u0645\u06cc \u0648 \u06cc\u06a9 \u0641\u0642\u0631\u0647 \u0686\u06a9 \u0627\u0633\u062a.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\"><strong>\u0622\u06cc\u0627 \u062f\u0631 \u0633\u067e\u06cc\u0646\u0648 \u0628\u0627\u0646\u06a9 \u0635\u0627\u062f\u0631\u0627\u062a \u0645\u06cc\u200c\u062a\u0648\u0627\u0646 \u0628\u062f\u0648\u0646 \u0636\u0627\u0645\u0646 \u0648\u0627\u0645 \u06af\u0631\u0641\u062a\u061f<\/strong><\/span><br \/>\n<span style=\"font-size: 14pt;\">\u0628\u0644\u0647. \u062f\u0631 \u0637\u0631\u062d \u0633\u067e\u06cc\u0646\u0648 \u0628\u0631\u0627\u06cc \u0645\u0628\u0627\u0644\u063a \u0632\u06cc\u0631 \u06f5\u06f0 \u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0648\u0645\u0627\u0646 \u0635\u0631\u0641\u0627\u064b \u0627\u0639\u062a\u0628\u0627\u0631\u0633\u0646\u062c\u06cc \u0645\u0644\u0627\u06a9 \u0627\u0633\u062a \u0648 \u0646\u06cc\u0627\u0632\u06cc \u0628\u0647 \u0636\u0627\u0645\u0646 \u0631\u0633\u0645\u06cc \u0646\u06cc\u0633\u062a. \u0627\u0645\u0627 \u0628\u0631\u0627\u06cc \u0645\u0628\u0627\u0644\u063a \u0628\u0627\u0644\u0627\u062a\u0631 \u0627\u0632 \u0627\u06cc\u0646 \u0633\u0642\u0641\u060c \u0645\u0639\u0631\u0641\u06cc \u0636\u0627\u0645\u0646 \u0631\u0633\u0645\u06cc \u0627\u0644\u0632\u0627\u0645\u06cc \u0627\u0633\u062a.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\"><strong>\u06af\u0648\u0627\u0647\u06cc \u06a9\u0633\u0631 \u0627\u0632 \u062d\u0642\u0648\u0642 \u0686\u06cc\u0633\u062a \u0648 \u0686\u0631\u0627 \u0628\u0627\u0646\u06a9\u200c\u0647\u0627 \u0628\u0647 \u0622\u0646 \u0646\u06cc\u0627\u0632 \u062f\u0627\u0631\u0646\u062f\u061f<\/strong><\/span><br \/>\n<span style=\"font-size: 14pt;\">\u06af\u0648\u0627\u0647\u06cc \u06a9\u0633\u0631 \u0627\u0632 \u062d\u0642\u0648\u0642 \u062a\u0639\u0647\u062f\u06cc \u0627\u0633\u062a \u06a9\u0647 \u0645\u062d\u0644 \u06a9\u0627\u0631 \u0636\u0627\u0645\u0646 \u06cc\u0627 \u0645\u062a\u0642\u0627\u0636\u06cc \u0645\u06cc\u200c\u062f\u0647\u062f \u062a\u0627 \u062f\u0631 \u0635\u0648\u0631\u062a \u0639\u062f\u0645 \u067e\u0631\u062f\u0627\u062e\u062a \u0627\u0642\u0633\u0627\u0637\u060c \u0645\u0628\u0644\u063a \u0645\u0648\u0631\u062f \u0646\u0638\u0631 \u0645\u0633\u062a\u0642\u06cc\u0645 \u0627\u0632 \u062d\u0642\u0648\u0642 \u0641\u0631\u062f \u06a9\u0633\u0631 \u0648 \u0628\u0647 \u0628\u0627\u0646\u06a9 \u0645\u0646\u062a\u0642\u0644 \u0634\u0648\u062f. \u0627\u06cc\u0646 \u0645\u062f\u0631\u06a9 \u06cc\u06a9\u06cc \u0627\u0632 \u0627\u0635\u0644\u06cc\u200c\u062a\u0631\u06cc\u0646 \u0627\u0628\u0632\u0627\u0631\u0647\u0627\u06cc \u0628\u0627\u0646\u06a9\u200c\u0647\u0627 \u0628\u0631\u0627\u06cc \u0627\u0637\u0645\u06cc\u0646\u0627\u0646 \u0627\u0632 \u0628\u0627\u0632\u067e\u0631\u062f\u0627\u062e\u062a \u0627\u0633\u062a.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\"><strong>\u0622\u06cc\u0627 \u0627\u06cc\u0646 \u0648\u0627\u0645\u200c\u0647\u0627 \u0628\u0631\u0627\u06cc \u062e\u0648\u062f\u0631\u0648\u0647\u0627\u06cc \u0648\u0627\u0631\u062f\u0627\u062a\u06cc \u0647\u0645 \u0642\u0627\u0628\u0644 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u0647\u0633\u062a\u0646\u062f\u061f<\/strong><\/span><br \/>\n<span style=\"font-size: 14pt;\">\u0628\u0647\u200c\u0637\u0648\u0631 \u0645\u0639\u0645\u0648\u0644 \u062e\u06cc\u0631. \u0627\u06a9\u062b\u0631 \u0637\u0631\u062d\u200c\u0647\u0627\u06cc \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0628\u0627\u0646\u06a9\u200c\u0647\u0627 \u0641\u0642\u0637 \u0628\u0631\u0627\u06cc \u062e\u0631\u06cc\u062f \u062e\u0648\u062f\u0631\u0648\u0647\u0627\u06cc \u062f\u0627\u062e\u0644\u06cc \u0648 \u0627\u0632 \u0646\u0645\u0627\u06cc\u0646\u062f\u06af\u06cc\u200c\u0647\u0627\u06cc \u0645\u062c\u0627\u0632 \u0645\u0639\u062a\u0628\u0631 \u0647\u0633\u062a\u0646\u062f. \u0628\u0631\u0627\u06cc \u062e\u0648\u062f\u0631\u0648\u0647\u0627\u06cc \u0648\u0627\u0631\u062f\u0627\u062a\u06cc \u0628\u0627\u06cc\u062f \u0634\u0631\u0627\u06cc\u0637 \u0648\u06cc\u0698\u0647\u200c\u0627\u06cc \u0645\u062b\u0644 \u062d\u0633\u0627\u0628 \u0648\u06a9\u0627\u0644\u062a\u06cc \u062f\u0631 \u0646\u0638\u0631 \u06af\u0631\u0641\u062a\u0647 \u0634\u0648\u062f \u06a9\u0647 \u0628\u0633\u06cc\u0627\u0631 \u0645\u062d\u062f\u0648\u062f \u0627\u0633\u062a.<\/span><\/p>\n<p style=\"text-align: justify;\"><span style=\"font-size: 14pt;\"><strong>\u0645\u0632\u06cc\u062a \u0648\u06cc\u06a9\u06cc\u200c\u0634\u0627\u067e \u0646\u0633\u0628\u062a \u0628\u0647 \u0645\u0631\u0627\u062c\u0639\u0647 \u0645\u0633\u062a\u0642\u06cc\u0645 \u0628\u0647 \u0628\u0627\u0646\u06a9\u200c\u0647\u0627 \u0686\u06cc\u0633\u062a\u061f<\/strong><\/span><br \/>\n<span style=\"font-size: 14pt;\">\u0648\u06cc\u06a9\u06cc\u200c\u0634\u0627\u067e \u0628\u0627 \u0647\u0645\u06a9\u0627\u0631\u06cc \u0645\u0633\u062a\u0642\u06cc\u0645 \u0628\u0627 \u0628\u0627\u0646\u06a9\u200c\u0647\u0627 \u0647\u0645\u0627\u0646 \u062a\u0633\u0647\u06cc\u0644\u0627\u062a \u0628\u0627\u0646\u06a9\u06cc \u0631\u0627 \u0627\u0631\u0627\u0626\u0647 \u0645\u06cc\u200c\u06a9\u0646\u062f\u060c \u0627\u0645\u0627 \u062f\u0631 \u0642\u0627\u0644\u0628\u06cc \u062f\u06cc\u062c\u06cc\u062a\u0627\u0644 \u0648 \u06cc\u06a9\u067e\u0627\u0631\u0686\u0647. \u06a9\u0627\u0631\u0628\u0631 \u062f\u06cc\u06af\u0631 \u0646\u06cc\u0627\u0632\u06cc \u0628\u0647 \u062d\u0636\u0648\u0631 \u062f\u0631 \u0634\u0639\u0628\u060c \u0627\u0631\u0627\u0626\u0647 \u0645\u06a9\u0631\u0631 \u0645\u062f\u0627\u0631\u06a9 \u06cc\u0627 \u067e\u06cc\u06af\u06cc\u0631\u06cc \u062d\u0636\u0648\u0631\u06cc \u0646\u062f\u0627\u0631\u062f \u0648 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u062a\u0645\u0627\u0645 \u0641\u0631\u0622\u06cc\u0646\u062f \u062b\u0628\u062a\u200c\u0646\u0627\u0645 \u0648 \u0627\u0639\u062a\u0628\u0627\u0631\u0633\u0646\u062c\u06cc \u0631\u0627 \u0628\u0647 \u0635\u0648\u0631\u062a \u0622\u0646\u0644\u0627\u06cc\u0646 \u0627\u0646\u062c\u0627\u0645 \u062f\u0647\u062f.<\/span><\/p>\n<p><script type=\"application\/ld+json\">{\"@context\":\"https:\/\/schema.org\",\"@type\":\"FAQPage\",\"mainEntity\":[{\"@type\":\"Question\",\"name\":\"\u0622\u06cc\u0627 \u0628\u0627\u0646\u06a9\u200c\u0647\u0627 \u062f\u0631 \u0633\u0627\u0644 \u06f1\u06f4\u06f0\u06f4 \u0648\u0627\u0645 \u062e\u0648\u062f\u0631\u0648 \u0628\u0647\u200c\u0637\u0648\u0631 \u0645\u0633\u062a\u0642\u06cc\u0645 \u0627\u0631\u0627\u0626\u0647 \u0645\u06cc\u200c\u062f\u0647\u0646\u062f\u061f\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\u062e\u06cc\u0631. \u062f\u0631 \u0633\u0627\u06cc\u062a\u200c\u0647\u0627\u06cc \u0631\u0633\u0645\u06cc \u0628\u0627\u0646\u06a9\u200c\u0647\u0627\u06cc \u0645\u0644\u06cc\u060c \u0645\u0644\u062a\u060c \u0633\u0627\u0645\u0627\u0646 \u0648 \u0635\u0627\u062f\u0631\u0627\u062a \u0645\u062d\u0635\u0648\u0644 \u0645\u0634\u062e\u0635\u06cc \u062a\u062d\u062a \u0639\u0646\u0648\u0627\u0646 \u00ab\u0648\u0627\u0645 \u062e\u0648\u062f\u0631\u0648\u00bb \u0645\u0646\u062a\u0634\u0631 \u0646\u0634\u062f\u0647 \u0627\u0633\u062a. \u0628\u06cc\u0634\u062a\u0631 \u0637\u0631\u062d\u200c\u0647\u0627\u06cc \u0645\u0648\u062c\u0648\u062f \u0639\u0645\u0648\u0645\u06cc \u0647\u0633\u062a\u0646\u062f \u0648 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646 \u0622\u0646\u200c\u0647\u0627 \u0631\u0627 \u0628\u0631\u0627\u06cc \u062e\u0631\u06cc\u062f \u062e\u0648\u062f\u0631\u0648 \u0647\u0645 \u0627\u0633\u062a\u0641\u0627\u062f\u0647 \u06a9\u0631\u062f.\"}},{\"@type\":\"Question\",\"name\":\"\u0633\u0642\u0641 \u0648\u0627\u0645 \u062e\u0648\u062f\u0631\u0648 \u062f\u0631 \u0628\u0627\u0646\u06a9 \u0645\u0644\u06cc \u0686\u0642\u062f\u0631 \u0627\u0633\u062a\u061f\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\u0628\u0627\u0646\u06a9 \u0645\u0644\u06cc \u0627\u0632 \u0637\u0631\u06cc\u0642 \u0637\u0631\u062d \u00ab\u0627\u0639\u062a\u0628\u0627\u0631 \u0645\u0644\u06cc\u00bb \u062a\u0627 \u062d\u062f\u0648\u062f \u06f7\u06f0\u06f0 \u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0648\u0645\u0627\u0646 \u062a\u0633\u0647\u06cc\u0644\u0627\u062a \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0627\u0631\u0627\u0626\u0647 \u0645\u06cc\u200c\u062f\u0647\u062f. \u0627\u06cc\u0646 \u0637\u0631\u062d \u0628\u0631 \u0627\u0633\u0627\u0633 \u0645\u0639\u062f\u0644 \u062d\u0633\u0627\u0628 \u0645\u0634\u062a\u0631\u06cc \u0645\u062d\u0627\u0633\u0628\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f \u0648 \u0636\u0645\u0627\u0646\u062a \u0622\u0646 \u0645\u06cc\u200c\u062a\u0648\u0627\u0646\u062f \u0636\u0627\u0645\u0646 \u0631\u0633\u0645\u06cc \u06cc\u0627 \u0627\u0639\u062a\u0628\u0627\u0631\u0633\u0646\u062c\u06cc \u0628\u0627\u0634\u062f.\"}},{\"@type\":\"Question\",\"name\":\"\u0634\u0631\u0627\u06cc\u0637 \u0637\u0631\u062d \u0634\u0627\u06cc\u0627\u0646 \u0628\u0627\u0646\u06a9 \u0645\u0644\u062a \u0628\u0631\u0627\u06cc \u062e\u0631\u06cc\u062f \u062e\u0648\u062f\u0631\u0648 \u0686\u06cc\u0633\u062a\u061f\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\u0637\u0631\u062d \u0634\u0627\u06cc\u0627\u0646 \u0628\u0631 \u0627\u0633\u0627\u0633 \u0645\u0639\u062f\u0644 \u062d\u0633\u0627\u0628 \u0645\u0634\u062a\u0631\u06cc \u062a\u0639\u0631\u06cc\u0641 \u0634\u062f\u0647 \u0648 \u062a\u0627 \u06f4.\u06f5 \u0628\u0631\u0627\u0628\u0631 \u0645\u06cc\u0627\u0646\u06af\u06cc\u0646 \u0633\u067e\u0631\u062f\u0647 \u0627\u0645\u06a9\u0627\u0646 \u0648\u0627\u0645\u200c\u062f\u0647\u06cc \u062f\u0627\u0631\u062f. \u0633\u0642\u0641 \u062a\u0633\u0647\u06cc\u0644\u0627\u062a \u0637\u0628\u0642 \u0645\u0646\u0627\u0628\u0639 \u0645\u062e\u062a\u0644\u0641 \u0628\u06cc\u0646 \u06f6\u06f0\u06f0 \u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0627 \u06cc\u06a9 \u0645\u06cc\u0644\u06cc\u0627\u0631\u062f \u062a\u0648\u0645\u0627\u0646 \u06af\u0632\u0627\u0631\u0634 \u0634\u062f\u0647 \u0627\u0633\u062a. \u062f\u0631 \u0628\u0631\u062e\u06cc \u067e\u0631\u0648\u0646\u062f\u0647\u200c\u0647\u0627 \u06af\u0641\u062a\u0647 \u0645\u06cc\u200c\u0634\u0648\u062f \u0627\u0645\u06a9\u0627\u0646 \u062d\u0630\u0641 \u0636\u0627\u0645\u0646 \u0648\u062c\u0648\u062f \u062f\u0627\u0631\u062f.\"}},{\"@type\":\"Question\",\"name\":\"\u0648\u0627\u0645 \u062e\u0648\u062f\u0631\u0648 \u0628\u0627\u0646\u06a9 \u0633\u0627\u0645\u0627\u0646 \u0686\u0647 \u0648\u06cc\u0698\u06af\u06cc\u200c\u0647\u0627\u06cc\u06cc \u062f\u0627\u0631\u062f\u061f\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\u0628\u0627\u0646\u06a9 \u0633\u0627\u0645\u0627\u0646 \u0647\u0645\u0686\u0646\u0627\u0646 \u0648\u0627\u0645 \u0633\u0646\u062a\u06cc \u062e\u0648\u062f\u0631\u0648 \u0628\u0627 \u0633\u0642\u0641 \u0635\u062f \u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0648\u0645\u0627\u0646 \u0648 \u0628\u0627\u0632\u067e\u0631\u062f\u0627\u062e\u062a \u0633\u0647 \u0633\u0627\u0644\u0647 \u0627\u0631\u0627\u0626\u0647 \u0645\u06cc\u200c\u06a9\u0646\u062f. \u0628\u0631\u0627\u06cc \u0645\u0628\u0627\u0644\u063a \u0628\u0627\u0644\u0627\u062a\u0631 (\u06f2\u06f0\u06f0 \u062a\u0627 \u06f3\u06f0\u06f0 \u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0648\u0645\u0627\u0646)\u060c \u062a\u0633\u0647\u06cc\u0644\u0627\u062a \u06a9\u0627\u0644\u0627 \u06cc\u0627 \u0645\u0639\u062f\u0644 \u062d\u0633\u0627\u0628 \u062f\u0631 \u0646\u0638\u0631 \u06af\u0631\u0641\u062a\u0647 \u0634\u062f\u0647 \u06a9\u0647 \u0645\u0639\u0645\u0648\u0644\u0627\u064b \u0646\u06cc\u0627\u0632\u0645\u0646\u062f \u062f\u0648 \u0636\u0627\u0645\u0646 \u0631\u0633\u0645\u06cc \u0648 \u06cc\u06a9 \u0641\u0642\u0631\u0647 \u0686\u06a9 \u0627\u0633\u062a.\"}},{\"@type\":\"Question\",\"name\":\"\u0622\u06cc\u0627 \u062f\u0631 \u0633\u067e\u06cc\u0646\u0648 \u0628\u0627\u0646\u06a9 \u0635\u0627\u062f\u0631\u0627\u062a \u0645\u06cc\u200c\u062a\u0648\u0627\u0646 \u0628\u062f\u0648\u0646 \u0636\u0627\u0645\u0646 \u0648\u0627\u0645 \u06af\u0631\u0641\u062a\u061f\",\"acceptedAnswer\":{\"@type\":\"Answer\",\"text\":\"\u0628\u0644\u0647. \u062f\u0631 \u0637\u0631\u062d \u0633\u067e\u06cc\u0646\u0648 \u0628\u0631\u0627\u06cc \u0645\u0628\u0627\u0644\u063a \u0632\u06cc\u0631 \u06f5\u06f0 \u0645\u06cc\u0644\u06cc\u0648\u0646 \u062a\u0648\u0645\u0627\u0646 \u0635\u0631\u0641\u0627\u064b \u0627\u0639\u062a\u0628\u0627\u0631\u0633\u0646\u062c\u06cc \u0645\u0644\u0627\u06a9 \u0627\u0633\u062a \u0648 \u0646\u06cc\u0627\u0632\u06cc \u0628\u0647 \u0636\u0627\u0645\u0646 \u0631\u0633\u0645\u06cc \u0646\u06cc\u0633\u062a. \u0627\u0645\u0627 \u0628\u0631\u0627\u06cc \u0645\u0628\u0627\u0644\u063a \u0628\u0627\u0644\u0627\u062a\u0631 \u0627\u0632 \u0627\u06cc\u0646 \u0633\u0642\u0641\u060c \u0645\u0639\u0631\u0641\u06cc \u0636\u0627\u0645\u0646 \u0631\u0633\u0645\u06cc \u0627\u0644\u0632\u0627\u0645\u06cc \u0627\u0633\u062a.\"}}]}<\/script><!--FAQPage Code Generated by https:\/\/saijogeorge.com\/json-ld-schema-generator\/faq\/--><\/p>\n","protected":false},"excerpt":{"rendered":"<p>\u2753 \u062f\u0631 \u0633\u0627\u06cc\u062a \u0628\u0627\u0646\u06a9\u200c\u0647\u0627 \u0686\u06cc\u0632\u06cc \u0628\u0647 \u0646\u0627\u0645 \u00ab\u0648\u0627\u0645 \u062e\u0648\u062f\u0631\u0648\u00bb \u0645\u0633\u062a\u0642\u06cc\u0645 \u067e\u06cc\u062f\u0627 \u0646\u0645\u06cc\u200c\u06a9\u0646\u06cc\u062f\u061b<br \/>\n \u0628\u06cc\u0634\u062a\u0631 \u0637\u0631\u062d\u200c\u0647\u0627 \u0639\u0645\u0648\u0645\u06cc \u0648 \u0627\u0639\u062a\u0628\u0627\u0631\u06cc \u0647\u0633\u062a\u0646\u062f. \u0645\u0627 \u0628\u0631\u0631\u0633\u06cc \u06a9\u0631\u062f\u06cc\u0645 \u06a9\u0647 \u0647\u0631 \u0628\u0627\u0646\u06a9 \u0686\u0647 \u0634\u0631\u0627\u06cc\u0637\u06cc \u062f\u0627\u0631\u062f \u0648<br \/>\n \u0686\u0631\u0627 \u062f\u0631\u06cc\u0627\u0641\u062a \u0648\u0627\u0645 \u00a0\u0628\u0631\u0627\u06cc \u062e\u0648\u062f\u0631\u0648 \u0628\u0647 \u0634\u06a9\u0644 \u0633\u0646\u062a\u06cc \u0647\u0646\u0648\u0632 \u067e\u0631 \u0627\u0632 \u062f\u0648\u0646\u062f\u06af\u06cc \u0627\u0633\u062a.<\/p>\n<p>\ud83d\udca1 \u0648\u06cc\u06a9\u06cc\u200c\u0634\u0627\u067e \u0627\u0648\u0644\u06cc\u0646 \u0644\u0646\u062f\u062a\u06a9 (\u0641\u0646\u0627\u0648\u0631\u06cc \u0648\u0627\u0645\u200c\u062f\u0647\u06cc) \u062a\u062e\u0635\u0635\u06cc \u062e\u0648\u062f\u0631\u0648 \u062f\u0631 \u0627\u06cc\u0631\u0627\u0646 \u0627\u0633\u062a<br \/>\n \u06a9\u0647 \u062a\u0633\u0647\u06cc\u0644\u0627\u062a \u0628\u0627\u0646\u06a9\u06cc \u0648\u0627\u0642\u0639\u06cc \u0631\u0627 \u0628\u062f\u0648\u0646 \u062f\u0648\u0646\u062f\u06af\u06cc \u062d\u0636\u0648\u0631\u06cc \u0648 \u0628\u0647\u200c\u0635\u0648\u0631\u062a \u0634\u0641\u0627\u0641 \u0648 \u0622\u0646\u0644\u0627\u06cc\u0646 \u062f\u0631 \u0627\u062e\u062a\u06cc\u0627\u0631 \u0634\u0645\u0627 \u0642\u0631\u0627\u0631 \u0645\u06cc\u200c\u062f\u0647\u062f.<\/p>\n<p>\ud83d\udd17 \u0645\u0637\u0627\u0644\u0639\u0647 \u0645\u0637\u0644\u0628 \u06a9\u0627\u0645\u0644 \u062f\u0631 \u0648\u06cc\u06a9\u06cc\u200c\u0634\u0627\u067e<\/p>\n","protected":false},"author":1,"featured_media":17197,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[121],"tags":[],"class_list":["post-17196","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-buying-and-selling-guide"],"_links":{"self":[{"href":"https:\/\/wikishop.co\/mag\/wp-json\/wp\/v2\/posts\/17196","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/wikishop.co\/mag\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/wikishop.co\/mag\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/wikishop.co\/mag\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/wikishop.co\/mag\/wp-json\/wp\/v2\/comments?post=17196"}],"version-history":[{"count":3,"href":"https:\/\/wikishop.co\/mag\/wp-json\/wp\/v2\/posts\/17196\/revisions"}],"predecessor-version":[{"id":18680,"href":"https:\/\/wikishop.co\/mag\/wp-json\/wp\/v2\/posts\/17196\/revisions\/18680"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/wikishop.co\/mag\/wp-json\/wp\/v2\/media\/17197"}],"wp:attachment":[{"href":"https:\/\/wikishop.co\/mag\/wp-json\/wp\/v2\/media?parent=17196"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/wikishop.co\/mag\/wp-json\/wp\/v2\/categories?post=17196"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/wikishop.co\/mag\/wp-json\/wp\/v2\/tags?post=17196"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}